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Channel: Comments on: FICO Credit Scores and Increasing Your Creditworthiness
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By: Bill Gassett

Thanks Bob I appreciate your compliments. Having a good credit score is so important yet may do not think about it until they are in a position to really need a great one!

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By: Roland Winter

Great job on the post Bill! This is helpful information to someone wanting to know the how to get that credit score up. I will deff be sending this one along!

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By: Paul Donoghue

Still as timely as when you first posted … Bill, every week I see at least one customer or more who has made recent changes to their credit profile without having any understanding of the impact on...

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By: Bill Gassett

Thanks Paul. As a Realtor it makes a lot of sense to teach people how to improve a credit score. As you know it can make a huge difference when purchasing a home or getting any kind of loan for that...

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By: Ben Jackson

Bill this has to be one of the most comprehensive articles I have seen about how to improve a credit score. You have done an outstanding job with this post. I am sure there are many people that could...

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By: R SMELSER

Hope you don’t mind answering a question. We had over an 800 credit score. I got hurt and went on disability. My wife also had to take an early retirement. We paid off all our bill except the house...

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By: Bill Gassett

R Smelser - I am sorry to hear about your financial difficulties. After completing a short sale if you work on building your credit scores back up again you should be able to buy again in two to three...

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By: Lynne Reed

Bill, how do you improve your credit score after a Ch 7 Bankruptcy discharge? Mine took place 2/2012. What can I do in the meantime to rebuild to become mortgage worthy again? I have three credit cards...

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By: Bill Gassett

Hi Lynne – You will want to have a few different kinds of debt that you always pay on time. Building back your credit scores can be done by being consistent with your payments.

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By: Getting A Better Mortgage Rate By Increasing Credit Scores | Metrowest...

[...] credit score should always be something that is in the back of your mind. If you are wondering how to increase a credit score to get the best mortgage rates be sure to read the link to the...

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By: John

Yes, good article, very informative. I just want to add that I believe that if you’re going to improve your credit score drastically you need professional help. For me it was certainly worth it in the...

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By: Keith

Hey Bill, I recently used myFico dot com to get my scores and reports, signed up for their quarterly reporting as well. After looking at my reports, I decided to try for a couple of new lines of credit...

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By: Brad Yzermans

Good info Bill. Two common mistakes i see people making when trying to improve or increase their credit score is they pay off their collections. The damage has already been done to their credit score,...

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By: Paul Donoghue

Still as timely as when you first posted … Bill, every week I see at least one customer or more who has made recent changes to their credit profile without having any understanding of the impact on...

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